About Us | Client Area
This is a travel policy which coverage becomes effective only when you are outside Ghana.
The policy covers accidental medical expenses and other losses incurred while traveling abroad
The Phoenix Travel Insurance covers medical expenses and other losses incurred while travelling internationally. However, this policy does not provide general health insurance cover.
This policy only becomes effective when you are outside Ghana.
Phoenix Life has partnered with a foreign company called “Mapfre Asistencia”, based in Spain, to handles all claims outside Ghana. The claimant shall contact Phoenix Life's representative through the under-stated address:
MAPFRE ASISTENCIA, S.A.
C/sor Angela de la Cruz, no 6, Planta 11a
Tel: +353 91 560628 (Europe)
+216 71 799999 (worldwide)
POLICIES FOR PERIOD EXCEEDING THREE MONTHS
Clients with Cover exceeding three months are permitted to:
• make multiple trips within the period
• stay up to a maximum of 92 consecutive days abroad per trip
The policy automatically expires after the 92 consecutive days spent per trip
MAXIMUM INSURED AGE: 80 YEARS OLD
PERSONS BELOW 18 YEARS OF AGE: 50 % PREMIUM DISCOUNT
PERSONS AGED BETWEEN 66 & 75 YEARS: 50% PREMIUM LOADING
PERSONS AGED BETWEEN 76 & 80 YEARS: 100% PREMIUM LOADING
The insured is entitled to a refund less company’s charges, when the letter from authorities denying him/her the visa is submitted in addition to the insured’s passport. Also, the policy schedule and receipt issued should be presented as proof of taking travel policy from Phoenix Life. These must be submitted before the effective date of the cover as stated in the schedule.
Should the insured require extending the effective date, he/she is permitted to do so within the three months provision before the effective date. During this period the policy goes into suspension mode until reinstated. Also, a policy may be extended if the visa processing is delayed for any reason but must be done before the effective date.
Copyright © 2019. All Rights Reserved. | CDH Group